Marsh Canada provides the Comprehensive General Liability policy for members of the Canadian Federation of Music Teachers' Association. Marsh is the world's leading insurance broker and risk adviser, with nearly 35,000 employees providing advice and transactional capabilities to clients in over 100 countries. Marsh Canada Limited is in the business of managing risk and offering insurance brokering services to all types of risks across Canada with offices right across the country. As a member of Marsh & McLennan Companies it was built upon a foundation of strong values and principles and a culture devoted to customer service.
The policy is a liability only policy and does not provide coverage for the property or instruments of members. It was been arranged through the Winnipeg office of Marsh Canada and coverage is for a Liability Limit of $5,000,000.00 per Occurrence. The purpose of this Liability policy is to provide member Music Teachers who are in the business of providing music instruction with protection from lawsuits should a third party sustain property damage or bodily injury as result of the member’s operations of teaching music. The setting may be in the member’s home, the home of the student, a church, school, music store or other reasonable location. The coverage would also include the member’s customary year end recitals by the students for family and friends, or events such as going to student’s exams in conjunction with the musical instruction. However, other events such as large music recitals or competitions involving outside third parties are not intended to be covered. Special one time event insurance can be arranged for these events if they are organized by a member of the Association. Any other Commercial ventures operations of music related sales or services such as instrument sales or repairs, for example, are outside the scope of this group program.
The cost for this coverage in 2021 is $60.00 per member plus any additional tax applicable to the particular province. Please note that this coverage is in the name of the Registered Music Teachers’ Association of the Province in which they reside and not in their individual name. However, to be covered the individual must be a registered member.
CFMTA Client Executive:
Bob Shaver, VP Sales
Marsh Canada Limited
1420 - One Lombard Place